Legitimacy
The business license is issued by the market supervision and administration department (formerly the Administration for Industry and Commerce), while the tourism business license is issued by the culture and tourism department (formerly the National Tourism Administration). In China, enterprises must first obtain a business license from the market supervision and administration department to legally conduct business activities. If the enterprise is involved in tourism business, it must also apply for the corresponding tourism business license from the culture and tourism department to ensure the legality and compliance of its tourism operations. These two documents are important credentials for the legal operation of an enterprise.
Is the operation of CHINA CULTURE TOUR legal?
Yes, because we have obtained both a business license and a tourism operation permit. In China, only with these two certificates can one operate legally.


What is Travel Agency Liability Insurance?
Travel Agency Liability Insurance is a specialized insurance product designed for travel agencies to provide coverage against legal liability risks they may face during their operations. This insurance typically covers third-party (e.g., tourists) personal injury or property damage caused by negligence, errors, or omissions by the travel agency or its staff. Specifically, Travel Agency Liability Insurance may include the following aspects:
1. Tourist Personal Injury: If a tourist is injured during a trip due to improper arrangements or services by the travel agency, the insurance company will cover the corresponding compensation.
2. Tourist Property Loss: If a tourist’s property is damaged or lost during a trip due to the travel agency’s actions, the insurance company will be responsible for compensation.
3. Legal Expenses: If the travel agency is sued over liability issues, the insurance company will cover related legal and litigation costs.
4. Emergency Rescue Costs: In some cases, the insurance company will also cover rescue expenses arising from emergencies.
The purpose of Travel Agency Liability Insurance is to help travel agencies transfer risks, ensure timely compensation for victims’ losses in case of accidents, and protect the financial security of the travel agency itself. In China, in accordance with relevant laws and regulations, travel agencies are generally required to purchase this insurance when conducting business to ensure legal and compliant operations.
Purchase your own travel insurance
However, Travel Agency Liability Insurance differs significantly from personal travel insurance, so we strongly recommend that travelers purchase their own travel insurance, which should include coverage such as accident insurance, life insurance (for accidental death), trip cancellation insurance, and other relevant protections. Personal travel insurance ensures comprehensive protection tailored to individual needs, complementing the liability coverage provided by travel agencies.

GREAT FAMILY CHINA TOUR
JULY 2024 We wanted to thank Grace at China Culture tour for organizing a great tour of China. We enjoyed our Beijing - Xian-Chengdu -Guilin -Yangshuo - Shanghai trip. Our local guides Bruce in Beijing, Susan in Xian, Jane in Chengdu, Mike in Guilin and Mary in Shanghai took care of us…read more details »
Teng Han L from SINGAPORE
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